Home / Daily Dose / The Week Ahead: Watching for Delinquency Rate Declines Subscribe Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago August 9, 2019 1,650 Views Servicers Navigate the Post-Pandemic World 2 days ago Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. Tagged with: Delinquency Foreclosure Previous: New Chief Risk Officer Announced for California Bank Next: Rushmore Closes FirstBank Acquisition Demand Propels Home Prices Upward 2 days ago in Daily Dose, Featured, Foreclosure, Market Studies, News Related Articles Governmental Measures Target Expanded Access to Affordable Housing 2 days ago About Author: Seth Welborn Sign up for DS News Daily The Week Ahead: Nearing the Forbearance Exit 2 days ago Delinquency Foreclosure 2019-08-09 Seth Welborn Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Share Save Print This Post The Best Markets For Residential Property Investors 2 days ago The Week Ahead: Watching for Delinquency Rate Declines On Tuesday, CoreLogic will release its latest Loan Performance Insights Report. Previous reports have indicated that a decline in mortgage deliqnuencies. In April 2019, the total number of mortgages delinquent more than 30 days fell to 3.6%, and delinquency rates have fallen year-over-year from 4.3% in April 2018. The report also reflects a slight month-to-month decline, as 4% of mortgage were delinquent more than 30 days in March 2019.”Thanks to a 50-year low in unemployment, rising home prices and responsible underwriting, the U.S. overall delinquency rate is the lowest in more than 20 years,” Frank Nothaft, Chief Economist for CoreLogic. “However, a number of metros that suffered a natural disaster or economic decline contradict this national trend. For example, in the wake of the 2018 California Camp Fire, the serious delinquency rate in the Chico, California, metro area this April was 21% higher than one year ago.”According to March’s report, the largest annual gains in serious delinquency rates came in areas impacted by Hurricanes. Panama City, Florida, had the largest increase at 1.9%.Panama City once again posted the largest annual rise in serious delinquency rates with a 1.4% increase. Albany, Georgia, recorded a 0.7% increase and Jacksonville, North Carolina, reported a 0.6% increase.”The U.S. has experienced 16 consecutive months of falling overall delinquency rates, but it has not been a steady decline across all areas of the country. Recent flooding in the Midwest could elevate delinquency rates in hard-hit areas, similar to what we see after a hurricane, said Frank Martell, President and CEO of CoreLogic.The total number of homes in foreclosure in April 2019 fell slightly to 0.4% from 0.5% the month prior.Here’s what else is happening in the Week Ahead:NAHB housing market index (Aug. 15)Census Bureau residential construction survey (Aug. 16)
Don’t you love January? The start of a New Year. Fresh beginnings. The hope of achieving all our personal and professional goals. And of course, all the Weight Watchers and Jenny Craig commercials you can possibly see.January also marks the onslaught of endless predictions, trends and forecasts—especially in the world of credit union and bank marketing. Articles like “10 Marketing Trends to Watch in 2019,” “Three Branding Lessons for 2019” and “19 Thoughts for 2019” started flooding my inbox three weeks ago.I must confess: I’ve written many similar pieces in the past myself (check out 2018 Marketing Trends: Three Ls from last year—which is still applies today by the way!)But as we launch into 2019, rather than focus on trends I want to challenge financial marketers to focus on tasks.In other words, let’s make 2019 a year of action. If you work for a credit union or bank marketing department, what should you actually be doing this year? 2SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading »
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OAKLAND, Calif. — Oracle Arena started to empty earlier than usual.As a surprising number of Raptors fans stuck around to celebrate their team being one win away from the franchise’s first championship, the Warriors faithful left the building with the knowledge that this could have been Golden State’s final game in its home of 48 years. Considering the ramifications, it was telling. MORE: Takeaways from Raptors’ Game 4 win over WarriorsThe Warriors’ Game 3 loss brought about defiance. Draymond Green talked about winning three games in a row as if it was business as usual. (He said there were “fun times ahead.”) The thought of losing two consecutive playoff games at Oracle was laughable. After Friday night’s 105-92 loss to the Raptors, though, laughter had no chance of entering the fray.The postgame comments came as expected. Taking it “one game at a time” was mentioned more than once. But there was a somberness that was palpable, and as the Warriors head back to Toronto down 3-1, you can’t help but think this dynasty is coming to an end.Game 4 had all the makings of a Golden State victory. At home in a soon-to-be vacant arena, key players returning, a history of overcoming 2-1 deficits — it made too much sense. But even the greatest of champions can’t overcome so many obstacles.Without the services of Kevin Durant, Klay Thompson and Kevon Looney in Game 3, Golden State really didn’t stand a chance. Even with a superhuman effort from Stephen Curry, the Warriors simply didn’t have enough bodies to compete with the Raptors.The returns of Thompson and Looney for Game 4 meant the Warriors would get back on track, right? No, their heroic returns — Thompson scored a team-high 28 points in 42 minutes, and Looney added 10 points and six rebounds in 20 minutes off the bench — couldn’t erase the physical, mental and emotional fatigue caused by five consecutive trips to the NBA Finals.”Klay was amazing,” Steve Kerr said after Game 4. “With a tweaked hamstring to do what he did. Looney as well, coming in and playing 20 minutes given his injury status. So, both these guys — they’re warriors. No pun intended. They just compete, compete, compete. And I’m really proud of both of them. Both played really well.”But again, it just wasn’t enough in terms of our teams’ effort.”The Warriors looked dead tired. Curry’s 43-minute, 47-point performance in Game 3 took its toll. He scored 27 points Friday but shot just 9-of-22 from the field and 2-of-9 from beyond the arc, hitting front rim on multiple deep attempts and missing his usual burst to the rim on drives. The intensity and defensive prowess from Draymond Green was seen but mainly in the first half.”Oh, Draymond played so hard out there tonight,” Kerr said when asked to compare Green’s play in the first half to the final 24 minutes. “The first half, the intensity was incredible. Just to see the athleticism and the defensive energy by both teams. It was amazing. Draymond is always at the center of all that. One of the best defender’s I’ve ever seen. He’s flying around and doing his thing and covering everybody.”And so, Draymond always makes a huge impact on the game. And I thought he did again tonight, but again, it was a group effort. And we didn’t have enough as a group to win the game.”MORE: How will the NBA Finals impact Kevin Durant’s free agency?Kerr and the Warriors have taken a few haymakers from the Raptors, and they don’t seem to have a counter. It’s hard to blame them.Without Durant, with Thompson and Looney hurt, with DeMarcus Cousins playing at half speed, the Warriors don’t have what it takes to beat a hungry and talented Raptors team. Depth will always be sacrificed when you amass the level of talent that Golden State possesses. You just don’t expect the injuries to happen all at once.Most great teams reach this point, and it often arrives without warning.The 1980s Celtics and Lakers were stopped by the “Bad Boys” Pistons, and those Pistons then fell to Michael Jordan’s Bulls. The early 2000s Lakers couldn’t handle a toxic mix of personalities, and the 2004 Pistons outworked them. The Heat’s “Big Three” of LeBron James, Dwyane Wade and Chris Bosh wilted because they didn’t have enough juice to run it back for the fourth time, and the 2014 Spurs blew right past them with Finals MVP Kawhi Leonard, who is on his way to the award once again with the Raptors.This year’s Finals series isn’t over yet. Golden State has been here before. Toronto has not. But the end is in sight.”It’s not a good feeling right now, obviously, but like you said, we have been on both sides of it,” Curry said. “And for us, it’s an opportunity for us to just flip this whole series on its head. It sounds cliche, and for us that’s literally the only way we’re going to get back in this series, is give everything we got for 48 minutes, everybody that sets foot on that floor in Game 5. “In our locker room, we’re talking about believing. Everybody out there believes that we can get this done. We got to. We can draw on those experiences that we had back in the day and see what happens.”Players and coaches will always say the right things after a tough loss. It’s what they’ve been taught to do. Still, Friday night had a different feeling to it. The typical swagger of these Warriors was gone. The five-year run seemed to finally be wearing them down.Oracle Arena may have just witnessed its final performance. That crowd walked out knowing Golden State’s dynasty is on its last legs.
49ers of note injured reserveRB Jerick McKinnon, WR Marquise Goodwin, WR Trent Taylor, WR Jalen Hurd, C Weston Richburg, TE Garrett Celek, OT Shon Coleman, DE Ronald Blair, DE Damontre Moore, DT D.J. Jones, DT Julian Taylor, CB Jason VerrettMcKinnon going down meant little with Raheem Mostert, Tevin Coleman and Matt Breida working together fine to split the backfield work. Goodwin, The team also is fine without Goodwin, Taylor and Hurd with Deebo Samuel, Emmanuel Sanders and Kendrick Bourne in the top three roles. Without Celek behind George Kittle, Ross Dwelley and Levine Toilolo are good enough..Ben Garland has been a solid fill-in for Richburg.The defensive line rotation did take a big hit, especially with Jones, whose absence at nose tackle has weakened the 49ers’ run defense. The fact the 49ers still went 13-3 and are the NFC’s top seed is a testament to their depth across positions. The Vikings and 49ers both had to navigate through several injuries in the second half of the 2019 NFL regular season to get to the point of playing each other in Saturday’s NFC divisional playoff game (4:35 p.m. ET, NBC). There have been a few questions about the status of key players, returning or otherwise for No. 6 seed Minnesota and No. 1 seed San Francisco heading into the game. Here’s breaking down who’s in and who’s out and what it means for the matchup to determine who advances to next Sunday’s NFC championship game. NFL PLAYOFF PICKS: Straight up | Against the spreadVikings injury reportOut: CB Mackensie Alexander (knee)Doubtful: S Jayron Kearse (toe/knee)Questionable: WR Adam Thielen (ankle)In: RB Dalvin Cook (shoulder), WR Stefon Diggs (illness), RG Josh Kline (elbow), DT Linval Joseph (knee), DT Shamar Stephen (knee), DE Ifeadi Odenigbo (hamstring), CB Xavier Rhodes (ankle/shoulder)Thielen didn’t practice in the final session on Thursday after suffering a nasty cut that needed attention on Wednesday. He’s playing but the team is being very careful with him until game time. He missed six regular-season games with a hamstring injury but returned to become his highly productive self to burn the Saints in the wild-card round.Cook is ready for another big workload after the busy game in New Orleans and Diggs is good to go after missing practice earlier in the week. The defensive linemen won’t be limited in action. Rhodes keeps playing through ailments but he has had a down season in coverage, regardless.Official inactives: Kearse, Alexander, WR Alexander Hollins, DT Hercules Mata’afa, DE Eddie Yarbrough, G Dru Samia, OT Oli Udoh, OT Aviante Collins Vikings of note on injured reserveWR Chad Beebe, C Brett Jones, DT Armon Watts, OLB Ben Gedeon, CB Mike HughesThere’s not much to see here except some lost depth. Gedeon was probably the most impactful, and he was a part-time player.49ers injury reportQuestionable: DE Dee Ford (quad/hamstring), T Kentavius Street (ankle)In: OLB Kwon Alexander (pectoral; activated off IR), RG Mike Person (neck), OLB Elijah Lee (illness)Ford and Alexander will return to provide a big pass-rushing and pass-coverage boost, respectively, to the 49ers’ front seven. Imposing, hard-hitting strong safety Jaquiski Tartt also practiced all week and will return from his rib injury, which will help with containing the Vikings’ tight ends. With Tartt, free safety Jimmie Ward, cornerbacks Richard Sherman, Ahkello Witherspoon, Emmanuel Mosley and K’Waun Williams, the 49ers’ secondary is at more than full-starters strength to combat a good overall Vikings’ receiving corps.Official inactives: QB C.J. Beathard, RB Jeff Wilson, CB Dontae Johnson, TE Daniel Helm, LB Azeez Al-Shaair, WR Jordan Matthews, DL Kevin Givens
However, that suspension has been removed from the KIJHL website.Nelson is already without forward Nicholas Ketola, serving the third-game of a three-game suspension for receiving a match penalty for match penalty for hit-to-the-head during agame January 16 against Kimberley.To help fill the roster for the weekend, Nelson is calling up a few players from the Kootenay Ice of the BC Major Midget League.Nelson, entering the contest Friday with four straight losses, plays in Spokane Saturday and Beaver Valley Tuesday before a home-and-home weekend against the Rebels, February 12-13.The Leafs, 17-240-0-2, trail Grand Forks Border Bruins by eight points in the race for third in the Murdoch Division.Nelson and District Credit Union Puck Toss FinalsNelson & District Credit Union (NDCU) is hosting Member Appreciation night during the Friday against Castlegar Rebels.Credit Union members are invited to present their NDCU MEMBER CARD debit card for a discounted admission for the game.NDCU members of all ages will be able to enter the draw for some great prizes during the third period, and the lucky season winners of the NDCU Puck-4-Bucks puck toss will toss one puck for a chance to win one $1000 NDCU term deposit. Already playing with a reduced roster, the Nelson Leafs begin the stretch run in the Kootenay International Junior Hockey League season — nine games in 17 days — starting Friday at home against Castlegar Rebels.The last time the teams met a week ago, the teams combined for more than 100 minutes in penalties following a second-period donnybrook that saw a handful of player ejected for fighting.And it was the Leafs that came out on the short end of the stick in regarding to discipline as team captain Rayce Miller and Matthew Sokol were suspended for two and five games, respectively.Nelson is currently appealing Sokol’s sentence.Levi Hulston, the original combatant in the melee, was suspended for five games by the KIJHL.
ARCADIA, Calif. (March 25, 2015)–Santa Anita Park will play host to the Japanese community this Saturday as The Great Race Place stages the 59th running of the Grade III, $100,000 Tokyo City Cup.The race, for older horses at the marathon distance of 1 ½ miles, will serve as the centerpiece of a daylong assortment of Japanese cultural events in the track’s Infield Area that includes food, music, dance, Karate, Kendo (Japanese Samurai Swordsmanship) and Sumo Wrestling exhibitions, as well as an opportunity to win a round-trip ticket, courtesy of Singapore Airlines, from Los Angeles to Tokyo.In order to win the round trip air fare to Tokyo, fans must select a winner in the Tokyo City Cup and submit their ballot at the Tokyo City Cup Game booth, located on-track.Additionally, Santa Anita will provide a showcase of Japanese tradition and heritage by conducting a two-day Infield Ramen Yokocho Festival on Saturday and Sunday in the track’s Infield Area. Fans are invited to taste some of the best ramen, including unique, hard to find dishes. Admission to the Infield Ramen Yokocho Festival is five dollars and available to walk-ups only. Admission will not be available online.With admission gates opening at 10:30 a.m. on Saturday, Japanese culture will be celebrated throughout the day in a variety of ways, including the following activities and demonstrations:ORIGAMI –The art of folding paperOMATSURI –Japanese Traditional Festival KIMONO MODELS –Ikumi Yoshimatsu & Cortney Palm will be on-hand to model authentic stylesCITY OF TOKYO –Travel InformationPOP CULTURE –Anime, J-pop, fashionJAPANESE FOOD & BEVERAGE –Sushi, Okonomiyaki, BBQ, Japanese Tea, Onigiri, Bakery & Japanese BeerFLEA MARKET –Entrepreneurial booths, exhibitsTSUGARU SHAMISEN –Three-stringed Japanese LuteSHISHI MAI –Lion DanceSUMO –Japanese WrestlingRYUKYU BUYO –Okinawa Traditional DanceKENDO –Japanese Samurai SwordsmanshipMINYO –Japanese Folk MusicKARATE –Japanese Martial Arts by Yamaki DojoPONY RIDES & FACE PAINTING –Available in Infield AreaTAIKO by LA MATSURI TAIKO –Japanese Drum Performance before & after Tokyo City CupEntries will be taken for Saturday’s Tokyo City Cup at Santa Anita on Wednesday. First race post time is at 12:30 p.m., admission gates open at 10:30 a.m. For more information on Tokyo City Cup Day, please visit tokyocitycup.com/japan-family-day/, or call (626) 574-RACE. JAPANESE FOOD, MUSIC, ENTREPRENEURIAL EXHIBITS & ROUND-TRIP AIR TO TOKYO ALL OFFERED; RAMEN YOKOCHO FESTIVAL TO BE HELD SATURDAY & SUNDAY IN TRACK’S INFIELD AREA
Foreign nationals who have been accommodated at a temporary settlement next to the Primrose Police Station in Germiston, East Rand, after they fled fearing attacks, will continue receiving social support services from social workers as they are reintegrated into their communities in Makawusi and Marathon informal settlements on April 23.Minister of Social Development, Ms Bathabile Dlamini – who visited the settlement during the relocation – said work had been done by various stakeholders to prepare both the communities and foreign nationals for a smooth reintegration.“Our social workers will now be deployed in the communities to work with individual households to ensure their well-being, as well as conduct community facilitation to promote social cohesion between the locals and foreign nationals,” said Minister Dlamini.She warned that successful reintegration is a long term process that will demand persevering attention. The Minister also said that community practitioners would be trained on conflict resolution and deployed to communities to ensure no further flare up of violence.The temporary settlement has been home to three hundred and sixty six (366) foreign nationals since April 16, including one hundred and ninety six (196) men, one hundred and fourteen (114) women, twenty five (25) children and fifty six (56) infants.During their stay at the temporary settlement the Department has, through social workers, provided a number of social support services to them to help them cope with the ordeal.These include psychosocial assessments to detect the need for psychosocial interventions, trauma counselling, and the referral of pregnant women, children and people with disabilities to relevant health facilities for health interventions, including a mobile clinic that has been stationed at the temporary settlement.A mobile early childhood development (ECD) centre had also been brought onto the settlement, run by a qualified practitioner and equipped with stimulating toys to bridge the gap while children were not able to attend their usual ECD centres.There were mixed feelings from the foreign nationals as they were getting ready to be reintegrated into their communities.Lucas Dube (20), a Zimbabwean from the Marathon informal settlement said he was glad to be going back to his home. “I’m glad we can go back home now to resume our lives. We have been given assurances by authorities that we will be okay when we go back, so I’m happy,” said Dube.Safari Dube (28), a Mozambican national, has adopted a wait-and-see attitude. “When the violence began I sent my two children (13 and 16) to my sister in Rustenburg. I will fetch them only when I am sure that the violence will not happen again,” she said.Social workers will continue working with the community in all the areas across the country where foreign nationals are being reintegrated to ensure a smooth transition. They will form part of the broader government campaign to educate local communities about foreign nationals and ensure they are fully integrated as equal members of society.Issued by the National Department of Social DevelopmentMedia inquiries may be directed to Lumka Oliphant on 083 484 8067 or [email protected]
Days after Punjab Chief Minister Amarinder Singh asked Google to remove an anti-India mobile application — ‘2020 Sikh Referendum’ — from its play store, the mobile app has been removed, said a government statement on Tuesday.A press release from Punjab Chief Minister’s office said that the app was not available any more on Google play store for mobile users in India.Centre alertedThe Chief Minister, who had also urged the Central government to persuade Google in the matter, had asked the State Director General of Police to coordinate with central security agencies to tackle the threat resulting from the launch of the app.Notably, the app invited general public to register themselves to vote in the “Punjab Referndum 2020 Khalistan”. Data storedThe statement said that during analysis of the said application and an associated website in the Digital Investigation Training and Analysis Centre (DITAC) Lab, Punjab, it was found that the data of voters registered through the app was also linked and stored in the web server of the website, namely www.yes2Khalistan.org, created and handled by ‘Sikhs For Justice’ (SFJ), an outfit banned by India.Notice to Google “Based on these findings, the Cyber Crime Centre of the Bureau of Investigation, Punjab, had moved to get the app removed from the Google play store and the website blocked for usage in India. On November 8, 2019, a notice under Section 79 (3) B of Information Technology Act was sent to the Google Legal Cell for immediate removal of the mobile application from the Google Play Store,” said the statement.
LATEST STORIES Trending Articles PLAY LIST 00:50Trending Articles00:50Trending Articles00:50Trending Articles01:37Protesters burn down Iran consulate in Najaf01:47Panelo casts doubts on Robredo’s drug war ‘discoveries’01:29Police teams find crossbows, bows in HK university01:35Panelo suggests discounted SEA Games tickets for students02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games Switzerland scored early and twice shortly after halftime to keep alive its impressive run in qualifying.Forward Haris Seferovic netted his fourth goal in the qualifying campaign with a neat flick from close range, and Blerim Dzemaili and Ricardo Rodriguez added to the lead in the second half.___STAYING CLOSEPortugal kept pace with Switzerland with its seventh straight victory since an opening 2-0 loss to the Swiss.ADVERTISEMENT Andre Silva scored the winner with a header from close range after a cross by Ronaldo just three minutes into the second half in Budapest.“It was a difficult game from start to finish,” Silva said. “We had to give everything we had. I’m glad I scored the winning goal.”Hungary played with 10 men from the 30th after Tamas Priskin was sent off for an elbow on Pepe.“We were always in control, but it was always a difficult and uncertain match,” Portugal coach Fernando Santos said.___HISTORIC CAMPAIGNGilli Soerensen scored a first-half winner and the Faeroe Islands defeated Andorra 1-0 to guarantee its best qualifying campaign ever.With two games left, the Faeroe Islands is in fourth place and out of contention for a World Cup berth, but it already has eight points — one more than it achieved ahead of the 2002 World Cup.Lars Olsen’s team beat Latvia earlier in its campaign, and drew with Andorra and Hungary.Its final games are against Latvia and at Hungary. MOST READ Typhoon Kammuri accelerates, gains strength en route to PH Andorra has four points from a win over Hungary and a draw against the Faeroe Islands. UST, UP dealt with huge blow as imports Akomo, Ouattara ruled ineligible for UAAP Season 80 WATCH: Streetboys show off slick dance moves in Vhong Navarro’s wedding LOOK: Venues for 2019 SEA Games UPLB exempted from SEA Games class suspension Read Next An Oct. 10 showdown between Portugal and Switzerland in Lisbon will likely decide which team wins the group to automatically qualify for the 2018 World Cup in Russia. Three days earlier, Switzerland hosts Hungary and Portugal plays at Andorra.Earlier Sunday, the Faeroe Islands defeated Andorra 1-0 for its second win, securing its best ever qualifying campaign.FEATURED STORIESSPORTSWATCH: Drones light up sky in final leg of SEA Games torch runSPORTSSEA Games: Philippines picks up 1st win in men’s water poloSPORTSMalditas save PH from shutout___PERFECT SWISS SEA Games in Calabarzon safe, secure – Solcom chief Brace for potentially devastating typhoon approaching PH – NDRRMC Don’t miss out on the latest news and information. View comments Kammuri turning to super typhoon less likely but possible — Pagasa Catriona Gray spends Thanksgiving by preparing meals for people with illnesses Switzerland’s Blerim Dzemaili celebrates scoring, during the World Cup Group B qualifying soccer match between Switzerland and Latvia, at Skonto Stadium, in Riga, Latvia, Sunday, Sept. 3, 2017. (Laurent Gillieron/Keystone via AP)Switzerland extended its perfect record in World Cup qualifying by defeating Latvia 3-0 Sunday for its eighth straight victory, while Cristiano Ronaldo’s Portugal edged 10-man Hungary 1-0 to stay close at the top of Group B.With two games left, Switzerland has 24 points, three more than defending European champion Portugal. Third-place Hungary stayed on 10 points and is out of contention.ADVERTISEMENT