Ford is a speed rusher right now as he doesnt ha

first_imgFord is a speed rusher right now, as he doesn’t have the pass rushing moves of a player like Mack, but he wins with good anticipation off the snap and a good first step.He is a solid, yet unspectacular player against the run, does a good job of holding up at the point of attack, but isn’t always moving players backwards.Ford’s ability to rush the passer, coupled with his size limitations, will put him in range for the Cardinals to pick him come draft day.Where He’ll Go: Top 25 pickAnthony Barr, OLB, UCLABarr is a better athlete and offers more upside because of it than guys like Ford and Mack, but he’s just not as good of a football player…right now.Barr is a physical specimen with a long, lean build and room to add weight. He plays with a relentless, all-out mentality on the field.He lacks functional game strength right now, meaning he doesn’t play nearly as strong as he is, and he is hesitant at times because of his newness to the defensive side of the ball. Barr, who was recruited to UCLA as an athlete, has only played outside linebacker for two years.What scouts love about Barr is his upside, explosiveness and his ability to create havoc without completely understanding the ins and outs of the position. What worries scouts about Barr is that he will need to be coached up tremendously to ever reach his full potential and be more than a rush linebacker. He has experience dropping into coverage, and played in a 3-4 scheme at Georgia Tech making his transition to the Arizona Cardinals defense seem perfect.However, he doesn’t play with natural instincts, and plays too slow too often.Doesn’t use his natural strength enough, and at times can be physically man handled at the point of attack when he’s trying to read and diagnose a play.Early second roundCarl Bradford, OLB, Arizona StateBradford played big at ASU last season, but there is a concern with his size/speed/strength ratio heading into the NFL.He isn’t overly long, doesn’t use his hands well and is more of a speed rusher, without devastating speed, off the edge.He is a chase linebacker more than a mix-it-up linebacker, and does an excellent job coming off the edge with relentless pursuit.He measures more like an inside linebacker at the next level because of his lack of size, but his natural ability to get around the edge will give him an opportunity to rush the passer at the next level.—-Other names that could draw consideration on day two:• Trent Murphy, OLB, Stanford• Christian Jones, DE, Florida State• Telvin Smith, OLB, Florida State Jadeveon Clowney, DE, South CarolinaOut of grasp for even one of the better GMs in the NFL in Steve Keim, Clowney may be one of the best NFL prospects to come out on the defensive side of the ball in years.While the numbers were not there in 2013 (only three sacks), his mere presence on the field in every game caused teams to game plan around him.Where he’ll go: Top five pickKhalil Mack, OLB, BuffaloA favorite of the draft community before the 2013 college season started, Mack burst onto the scene with his dominating performance against the Ohio State Buckeyes in week one of the college season.A relentless worker with an array of pass rushing moves, the speed to bend the edge and comfort rushing from either side of the line, Mack is the ideal outside linebacker for Todd Bowles’ 3-4 defense, but he’s likely out of reach for the Cardinals..Where he’ll go: Top ten pickDee Ford, OLB, AuburnThe placement of Ford comes down to the fact that some prefer production to upside.Ford was a dominant player in the SEC for the Auburn Tigers, who lost to Florida State in the BCS Championship Game.He’s a compact, powerfully-built 3-4 linebacker prospect who has experience rushing the passer against some of the best tackles in college. Former Cardinals kicker Phil Dawson retires Where He’ll Go: Top 25 pickRyan Shazier, OLB, Ohio StateA wiry, explosive and violent player, Shazier has all the makings of a star linebacker at the next level.While he wasn’t a rush linebacker at Ohio State, when asked to blitz off the edge he showed a natural ability to bend, dip and explode around the corner.What makes Shazier such a special talent is that he has the room to grow, but also has shown up on the field with huge levels of production.He is probably the best linebacker in coverage on this list, and plays with an a chip on his shoulder.His play is overly aggressive at times, he doesn’t always use his eyes well, as he can get beat because of peeking into the backfield and not reading his keys.Shazier has to learn to break down and tackle in space more consistently, as too often he is looking for a “kill shot” instead of just making the play in front of him.Where He’ll Go: First rounderKony Ealy, DE MissouriA relentless worker who has shown improvement in each of his seasons at Mizzou, Ealy is an intriguing edge prospect.Ealy shows exceptional read and react ability, a good first step and uses his hands as well as anyone not named Khalil Mack in this group. Derrick Hall satisfied with D-backs’ buying and selling When the Arizona Cardinals step to the podium to use the 20th overall selection in the NFL Draft on May 8, there’s a small chance they’ll take one of the players being mocked to them — especially mocks that have occurred in March.With the Cardinals needs being fairly obvious, that leaves figuring out the players that could be available not just in round one, but throughout the draft.Starting with the highest need on the team — as I see it — edge rusher. Grace expects Greinke trade to have emotional impact Top Stories The 5: Takeaways from the Coyotes’ introduction of Alex Meruelo Where he struggles: he doesn’t bend the edge all the time, he wins more as a physical pass rusher than a guy with exceptional edge speed.My thought on Ealy: I like him more as a guy who adds weight and bounces down to a 3-4 defensive end rather than a stand up outside linebacker.First rounderKyle Van Noy, OLB, BYUVan Noy shows a succinct understanding of what he needs to do all the time on the football field. The question is: does he possess the raw athleticism to make those plays?Van Noy is an excellent pass rusher despite his lack of burst off the edge, uses his hands well and has a variety of pass rushing moves.However, he doesn’t use enough power in his pass rushing game and doesn’t set the edge consistently in the run game.Van Noy has the look of a secondary pass rusher, in the Sam Acho mold, who will benefit more playing with a dominant pass rusher and cleaning things up rather than wreaking havoc on NFL offenses.Where He’ll Go: Early second roundJeremiah Attaochu, OLB, Georgia TechWhen you watch Attaochu on the edge as a rusher, you see why some people have talked about him as a top-20 draft pick in May.He is an explosive, powerful athlete off the edge who shows a devastating first step and excellent ability to bend and dip around the edge as a rusher. • Scott Crichton, DE, Oregon State• Adrian Hubbard, OLB, AlabamaNames on deck to watch for on day two and three of the draft:• Jordan Tripp, OLB, Montana• Devon Kennard, OLB, USC• Tyler Starr, OLB, South Dakota• Shaquil Barrett, OLB, Colorado StateWe’ll be talking edge rushers on the newest edition of the TSHQ Draft podcast Wednesday evening, so if you have questions about any players let me know in the comments. 0 Comments   Share   last_img read more

In This Issue… A late morning rush to sell euro

first_imgIn This Issue… * A late morning rush to sell euros… * Spain & Italy to auction debt tomorrow… * China’s Trade Surplus narrows slightly… * The BOC’s bunker mentality… And, Now, Today’s Pfennig For Your Thoughts! Chinese Exports Holding Steady Eddie! Good day… And a Wonderful Wednesday to you! Each morning when I arrive, and turn on the TV’s and my computer screens (4!) I go quickly check out what’s on each TV for news, then after my email comes up, I go through all the “alerts” that I receive… This morning, the TV’s and my email box is full of stories on the outcome of the New Hampshire primary… Well, not that I don’t care about that stuff, but it’s not the stuff I’ll write about, so it doesn’t help me any! So, get it out of here! Also getting out of here is the risk asset rally that went on yesterday… The currencies are sliding a bit this morning, but Gold is up again, so it’s not all bad for the risk assets. Both Italy and Spain are auctioning a total of 17 Billion euros in debt/bonds tomorrow, and that is weighing heavily on the currencies at this point of the day. The price action of Italian & Spanish bonds before the auction was good though, with yields falling 11 & 20 basis points respectively. But… having to go to the markets and ask them to take on 17 Billion euros more of debt, is another thing, and so… the euro is weaker this morning, as it should be. The good news from the Eurozone this morning comes from Germany, where the economy is saying, recession? What recession? German GPD was weaker in 2011 than it was in 2010, but it still beat the consensus forecasts, coming in right at 3% for 2011… (2010 was 3.7%) Given all that Germany has had to deal with this past year, I find 3% pretty amazing. The bad news is that the ratings agency, Fitch, said yesterday that Italy faces a “significant chance of a downgrade”. Fitch also announced that they would make a decision by the end of the month on both Italy and Spain… So, tomorrow’s debt auction by these two becomes even more important! I see where U.S. Treasury Sec. Tim Geithner, not only has pressured Russia & China to not buy Iranian Oil, he’s now going to go to a full court press on the Chinese about their currency policy. And once again, a U.S. official will visit the Chinese leaders, they will smile and say they will seek a faster appreciation of the renminbi, shake hands and send the U.S. official home, his chest swelled with the pride that he got the Chinese to move faster, only to find out a couple weeks later that the Chinese have simply continued on with their gradual appreciation of the renminbi. Save the tax payers some dough, Mr. U.S. Treasury Secretary, and save yourself the time and effort that you’re going to put into this meeting… You know, if we had not ever made one trip to China by U.S. officials over the years to get them to move off their slow, gradual appreciation of their currency, we would have saved taxpayers a truck load of cash! None of the visits ever helped and we could have saved money… But since when has it ever occurred to U.S. officials that saving money is a novel idea? Ok… move on from here Chuck, you’re about to go down a road that won’t endear yourself to the authorities! Speaking of China… Chinese officials have to be smiling like Cheshire Cats with the latest round of data. First we saw home price inflation back off, then we saw the manufacturing index improve, and now Exports look like they are holding up very nicely, even with the slowdown in the U.S. and Europe. Chinese export growth in December rose 13.4% from a year earlier. It did slip a bit from November’s 13.8% increase, but it looks like the naysayers were wrong once again about China… It appears that with exports to the U.S. slowing down, shipments to Japan and the emerging economies remained Steady Eddie… The Chinese Trade Surplus widened in December to $16.5 Billion from $14.5 Billion in Nov. You’ve just gotta love a Trade Surplus! I think that given all the things / data we’ve seen recently from China that my call that it would be moderation for the Chinese economy and not “collapse” that a boat load of economists have called for the last two years! Closer to home… Canada printed a very nice and strong Housing Starts number for December yesterday. Housing Starts increased 7.9% in December from a year earlier… This is another flashing red light for the Bank of Canada (BOC) to hike interest rates… But the BOC is in their “bunker mentality” as they believe the rot on the vine from Europe and the U.S. will be too much for the Canadian economy to handle… Hmmm… I have to disagree with the BOC here… if your economy is in need of a rate hike now, then do it! If the rot does begin to show up later, then cut the rates, but don’t hesitate to hike them now! Inflation is a bad thing, BOC… please remember that! Yesterday, I referred to the now X-Swiss National Bank President, as Hildegard… Well, as my new friend in our Corp FX group, Agnes, (who’s Swiss) pointed out… his name is Hildebrand. Hildegard is a woman’s name! Geez Louise! I really flubbed that one, eh? Any way it doesn’t look like the Swiss franc is going to give us that “pop” I was thinking could happen if Hildebrand resigned… I gave the desk some numbers last week that were very interesting regarding Gold & Silver and their highs and lows for each year since 2001… One thing that was as evident as a man with a hatchet in his forehead was that each and every year since 2001, Gold & Silver booked their lows for the year in either January or February… Which indicates to me that unless the trend is no longer in place, the only months to buy are January and February… Which is NOW! And one of my chartist friends, sent me a note yesterday that his charts indicate that Silver is about to break out to the upside… This is technical talk that is difficult to understand until they tell you what they are talking about… here’s Scott… He is referring to a chart that you can see if you go to his blog… “The daily chart has now formed a Bullish “Inverted Head and Shoulders” pattern that I have noted on the daily chart on the right hand side below. The Bears seem to have run out of gas when they formed the “Head” on a decrease in volume from the left shoulder. The right shoulder showed a lack of commitment from the Bears again. A breakout and close above the neckline, which I have drawn with a dashed blue trend line, will put pressure on the Bears, especially those who are short from the prior Bearish “Head and Shoulders” pattern that has not gotten fulfilled yet.” Chuck again… You know, I’m a fundamentals guy… but every now and then the technicals play well with what I’m saying fundamental wise… and this is one of those cases! The euro is really getting socked right now, as I get ready to head to the Big Finish. I don’t see anything on the screens that would tell me the reason for the rush to sell euros… but it looks like the 1.27 handle for euros is about to be taken out on the downside… And, it was just taken out… this is something, watching this rush to sell euros, right here, right now… And if the euro is getting socked right now, you all know the drill… the rest of the currencies are getting socked too… UGH! Cheaper levels that’s the only silver lining… Then there was this… Last week, I briefly mentioned our new Corp FX or actually they are called Business FX Group… We have always dabbled in this going back to our days at Mark Twain Bank, but we now have a group of people dedicated to small & mid-sized Corporations and their currency needs, payment orders and hedging of future obligations. If you do currency payments in your Corporation, you should give us a call or send an email because I do believe we can save you money in execution costs. The phone number is: 855.417.4843. And the website is here. To recap… The risk assets rally that was so strong yesterday, has been reversed and then some, except with Gold. There’s a rush to sell euros this morning for no apparent reason other than the ones that have been already beaten to death. Italy & Spain will sell debt/ bonds tomorrow, but recent bond price performance has been good for both countries. China continues to book strong data, albeit a bit weaker. Canada also continues to book good data reports that warrant a rate hike, but the Bank of Canada has gone into its “bunker mentality”… That’s it for today… The guys over at the 5-Minute Forecast were kind enough to quote something I said in the Pfennig yesterday. The 5-Minute Forecast is one of my daily reads that I find to be chock-full-o-info that’s important to what I do! This is it for me this week, as I’m slipping out of town to warmer weather for a few days. I’ll be back next Wednesday. I don’t know if those of you who subscribed to the Currency Capitalist have noticed but I’m no longer writing for that publication. My friends at the Sovereign Society decided to go in a different direction with the letter… So my first “paid writing gig” has ended… Oh well, I gave it my best shot! And so, another chapter in my life comes to a close. Time to move along! No worries… I’ve always wondered why people would pay me to write any way! HA! And with that… let’s get working on making this a Wonderful Wednesday! Chuck Butler President EverBank World Markets 1-800-926-4922 1-314-647-3837 read more

what was popular in the past will improve I ha

first_img what was popular in the past will improve. I have two experiences as a pundit for the future. In 2007 I said on CNBC that Facebook would one day be worth $100 billion. At the time it was worth maybe $1 billion. Everyone on the show laughed. I then invested in every Facebook services provider I could find. And in my book, Choose Yourself!, written mostly in 2012 but out in 2013, I said that we can look forward to having a “smart toilet” that will diagnose all of our illnesses in our fecal matter and urine… a mini-lab in our bathrooms. Anyway, this weekend, MIT said it’s working on just such a toilet. Cost: $2,000, but it was going to bring the cost down to $100. Count me in. But there are 10 trends from the past 100 years that I think are important to respect and will be important trends for the next 100 years. Knowing this can help us make money off of them. 1) Deflation Most people are scared to death of inflation. If most people are scared of something (like Ebola), it probably means it was a media or marketing-manufactured fear that will never come true. The reality is, we live in a deflationary world. Warren Buffett has said that deflation is much more scary than inflation. It’s scary to him because he sells stuff. It’s great for everyone else because we buy things. However, to be fair, it’s a mixed bag. When prices go down, people wait to buy, because prices might be cheaper later. This is why some of the scariest points in our economic history were in the 1930s and in 2009 when there was deflation. How did the government solve the problem? By printing money and going to war. That’s how scary it was. To solve the problem, we gave 18-year-old kids guns, sent them to another country, and told them to shoot other 18-year-olds. People have all sorts of statistics about the government debt and the dollar decreasing 97% in value since 1913, etc. I don’t care about all of that. I want to make money no matter what. Here’s what I see: my computers are cheaper. Housing prices haven’t gone up in 10 years. And people are finally starting to realize that paying for higher education isn’t worth as much as it used to be (too much student loan debt and not enough jobs). All electricity is cheaper. All books are cheaper. And I don’t have to go to the movies to watch a movie. All my music is basically free if I watch it on YouTube. Don’t get me wrong: inflation exists because the government and the corporations that run it are preventing deflation. But the natural order of things is to deflate. Eventually something bad will happen, and the carpet will be pulled out from under everyone. Perhaps if we have an inflationary bubble. Then deflation will hit hard, and you have to be prepared. In a deflationary world, ideas are more valuable than products. If you have ideas that can help people improve their businesses, then you will make a lot of money. For instance, I know one person who was sleeping on his sister’s couch until he started showing people how to give webinars to improve their businesses. Now he makes seven figures a year. This “webinar trick” won’t always work. But then he’ll have ideas for the next way to help people. Ideas are the currency of the 21st century, and their value is inflating, not deflating. 2) Chemistry The last 50 years was the “IT half-century,” starting with the invention of the computer, the widespread use of home computers, and then the domination of the Internet and mobile phones. Okay. Done. It’s not like innovation will stop in that area. It won’t. Every year computers will get better, more apps will be useful, etc. But the greatest innovations are over for now (DNA computing will happen, but not until after what I’m about to say does). As an example: the next versions of my laptop and my cellphone have already come out. But, for the first time ever, I have no real need to get them. And I’m an upgrade addict. But the upgrades just weren’t big enough. I don’t even think I understand the differences between the next generation of cellphones and last year’s generation (tiny changes in battery and pixel numbers, but only tiny). Here’s what’s going to change: chemistry. The number of grad students in chemistry is at an all-time low versus the number of grad students in computer science or information technology. And yet, we’re at a point where almost everything we do requires advances in chemistry rather than IT. For instance, Elon Musk is creating a billion-dollar factory to make batteries. Well, for Elon’s sake, wouldn’t it be better if we had a more efficient way to use lithium so that batteries can last longer? DNA computing, while it would create a great advance in computer technology, is almost 100% dependent on advances in biochemistry. Many people call the US the “Saudi Arabia of Natural Gas.” But what good does it do us if we can’t convert the gas into liquids that fill up our car? Right now every country uses Fischer-Tropsch technology—a chemical process that is 90 years old—to turn gas into liquids. And it’s expensive to use it. Wouldn’t it be better if someone could develop a groundbreaking change here? I can list 50 problems that chemistry can solve that would make the world better. But it’s not sexy, so people have stopped studying it. This will change. Not because it’s a futurist trend, but because for 3,000 years, changes in society were largely due to chemistry advances (e.g., harvesting wheat) rather than computer advances. I’m just taking an old trend and saying, “Hey, don’t forget about it. We still need it.” A simple example: DuPont and Dow Chemical, the two largest chemical companies, have had 50% and 38% year-over-year earnings growth respectively compared with Apple (12%). But nobody cares. 3) Employee-free Society Before 200 years ago, we never really had employees. Then there was the rise of corporatism, which many confused with capitalism. I’m on the board of a $1 billion in revenue employment agency. We’ve gone from $200 million in revenues to $1 billion just in the past few years. Why did we move up so fast when the economy has basically been flat? For two reasons: The Pareto principle, which says that 80% of the work is being done by 20% of the people. So a lot of people are being fired now, since 2009 gave everyone the carte blanche excuse. Dan Steinhart Managing Editor of The Casey Report Three Trends for the Next 50 Years By James Altucher I’m not a big believer in the future. I mean, it will exist—we know that. But that’s about it. CXO Advisory Group has analyzed the predictions of hundreds of pundits. Are the talking heads on TV right or wrong? You know, the ones who say Ebola will end the world, or the ones who said Enron was just having accounting problems. It turns out the pundits’ predictions are right only 47% of the time. I think they are being nice to the pundits. I would say pundits are right about 12% of the time. But I pulled that number out of a hat, and they did a statistical study, so who knows? I don’t like making predictions. They get in the way of my digestion. All of that future thinking clogs up the pipes. But there’s a great way to evaluate whether a prediction is true or not. It involves a simple phrase we all know: “This time things will be different.” We know that phrase is always wrong. We know that things stay the same. I’ll give a great example: my 15-year-old doesn’t have email. She doesn’t really use a computer except for homework. But she does use her phone. She texts everyone. Email has been popular for almost 20 years. But the phone has been popular for over 100 years. Not that new things are bad. We’re not using the phone from the year 1900. We’re using a phone that is a more powerful computer than the top supercomputers from 20 years ago, and it fits into our pocket. Two things happen: what was popular in the past will be popular for at least as long in the future (expect at least another 100 years of teenage girls texting relationship advice to their friends); and Dear Reader, Today we welcome back one of our most popular contributors, James Altucher. A serial entrepreneur, James started, built up, and sold two companies for $10 million each. Now he’s a fund manager at Formula Capital, where he manages a portfolio of angel investments. He’s also one of the best writers and thinkers I know. James wrote the following piece exclusively for Casey Research subscribers to explain three investable trends that he expects to dominate the next few decades. Enjoy. And to all of our American readers, Happy Thanksgiving! Because of the holiday, we won’t be publishing a Casey Daily Dispatch tomorrow. It will be back on Friday, however.center_img Regulations that are too difficult to follow. It’s getting pretty difficult to figure out what you need to do with an employee. Health care is a great example, but there are 1,000 other examples. So what’s happening, for better or worse, is a rising wave of solo-preneurs and lifestyle entrepreneurs—exactly what happened for the hundreds of years that capitalism was around before stiff and rigid corporatism (teamed with unions) became the primary but fake “stable” force in our lives. This is why companies like Uber are flourishing. You have a workforce (the drivers), logistics software in the middle, and people willing to pay for that workforce. Our GDP and our startups are going to start to drift in the Uber direction. Uber in San Francisco last month did three times as many rides as all the cab drivers in SF combined. Corporate life was never really stable, and now we know that. The problem is: while we were all in our cubicles (and I’ve been guilty of this for many years as well), we stopped being creative, stopped having ideas, and just took orders from the gatekeepers: bosses, colleagues, government, education, family. We let other people choose what was best for us instead of doing the choosing ourselves. If you let someone else do the choosing for you, the results won’t be good, and you’ll get resentful. Bad things will happen. I don’t have a direct stock tip on this. This is not about stocks. It’s about taking an approach where you get your life back so you can have wealth and abundance over the next 50 years. One thing to try is to write down 10 ideas a day. This exercises the idea muscle and gets you 100x more creative than the average person over time. They could be business ideas, ideas to help other businesses, book ideas, or even ideas to surprise your spouse. Another trick is to take Monday’s ideas and combine them with Tuesday’s ideas. “Idea sex” is an awesome source of creativity. Ideas are the true currency of this next century. I don’t care about the dollar or gold or health care. Any movement in those will just create opportunities for people who know when to take advantage of them. The key is to become an idea machine. People say “ideas are a dime a dozen” or “execution is everything.” These statements are not really true. It’s difficult to come up with 10 new ideas a day (try it), and execution ideas are just a subset of ideas. I was going to make this 10 trends I see coming over the next 10 years. But at 1,900 words, I already shared three solid ones. Maybe I’ll do a part 2 for the rest, but these three trends are an important start. They’re already here, they’re already deeply affecting our society, and being ready for them will be the key to success in the coming years.last_img read more

first_img – But it’s not the only major warning sign. Earnings for companies in the S&P 500 have also fallen for five straight quarters. That’s the longest earnings drought since the 2008–2009 financial crisis. Stocks almost never rise during such prolonged periods of declining earnings. • To be clear, we aren’t saying the market has topped… Only fools make calls like that. We’re saying it looks like the market’s topped. And it would be just as foolish to ignore these red flags. Today, we’re going to tell you another reason why we think stocks may have peaked. This same warning sign flashed before the last two major stock market crashes. That’s the bad news. The good news is that you can still make money (possibly triple-digit returns) in the coming months if you make the right moves today. We’ll tell you how to do this at the end of today’s issue. But before we get to that, let’s take a close look at this new warning sign. • Last month set a record for deal-making… Bloomberg reported a week ago: October as a whole was a record month for dealmaking, with almost half a trillion dollars of mergers and acquisitions announced globally. CenturyLink Inc.’s $34 billion acquisition of Level 3 Communications Inc., as well as General Electric Co.’s deal to combine its oil and gas division with Baker Hughes Inc., pushed October’s deal volumes to about $489 billion, according to data compiled by Bloomberg. That’s the highest amount for at least 12 years, topping the previous record of $471 billion in April 2007, the data show. • You might not think this is a big deal… After all, what’s so bad about companies buying each other? But mergers and acquisitions (M&A) activity spiked before the last two major stock market crashes…and that has many Wall Street analysts worried. USA Today reported last week: October’s frenzied deal activity has caught the eye of analysts who note that similar bursts of corporate M&A activity in 1999-2000 and 2006-2007 occurred near stock market tops.… The robust M&A activity is sending up a yellow flag, as the past two times deal activity has spiked in a cluster of back-to-back years was in the run-up to the 2000 dot-com stock crash and 2008 financial crisis. As you may recall, the NASDAQ plunged 78% during the dot-com crash. The S&P 500 fell 57% during the 2008–2009 financial crisis. • Most companies don’t buy other companies when business is good… They buy other companies when their business is struggling. You see, a company can make itself bigger, practically overnight, by buying another company. And that can boost sales or profits. That’s the reasoning behind the biggest deal proposed this year… As you’ve probably heard, telecom giant AT&T (T) offered to buy media powerhouse Time Warner (TWX) for $85.4 billion two weeks ago. According to The Wall Street Journal, AT&T hopes the blockbuster deal will help the company grow: In the U.S., AT&T lost 268,000 mainstream wireless phone customers. Phone additions are considered important because they provide more service revenue than tablets, and customers with postpaid phone accounts tend to stay longer.… In all, AT&T’s total wireless revenues dipped 0.7%, to $18.2 billion, which the company blamed on decreases in service and equipment revenue.… The Time Warner deal is seen helping AT&T potentially find new areas of growth as its core wireless business has become saturated and its share of the mobile market leaves little room for acquisitions. • AT&T isn’t the only major U.S. company that’s used M&A to grow… Bloomberg reported last week: Just eight transactions account for more than $300 billion of the October total as megadeals continue to find favor among dealmakers.… So far this year, 32 deals valued at more than $10 billion have been struck. That puts 2016 on track to beat every year since 2007 except for last year, when a bumper 52 transactions of that size or more were announced. Given that corporate earnings have been falling since 2014, it’s safe to assume that companies are using M&A to offset the poor performance of their “core” business. Recommended Links • We see the recent spike in M&A activity as a major red flag… But many investors don’t see it this way. That’s because takeovers can boost a company’s profits…at least in the short term. And that can lift a company’s share price. Legendary investor Carl Icahn thinks those investors are making a big mistake. Icahn, who has one of the greatest trading records ever, warned last year: [What companies] do with the money is almost perverse. They just go in and buy another company to show analysts on Wall Street that their earnings are going up so their stock will go up. It’s financial engineering at its height. Icahn is specifically referring to “cheap money.” He added: [I]t’s like taking a drug, borrowing money very cheaply, taking over another company. You feel good. It’s like steroids. The athlete’s jumping pretty high. And so those companies can show a huge EBITDA number that we all know is not going to be there in two or three years.… So, these earnings are fallacious. • You see, the Federal Reserve has held its key interest rate near zero for the last eight years… This has made it incredibly cheap for companies to borrow money. According to the Securities Industry and Financial Markets Association (SIFMA), U.S. corporations have borrowed $9.1 trillion in the bond market since 2010. That’s 55% more than they borrowed in the seven years leading up to the 2008–2009 financial crisis. Companies have racked up huge debts even though corporate profits have been falling since 2014. And now, corporate balance sheets are weaker than they were during the last financial crisis. The Wall Street Journal reported last month: Median debt at junk-rated companies is five times earnings before interest, taxes, depreciation and amortization, or Ebitda, according to Moody’s data. That compares with 4.2 times in 2008. The debt ratio for investment-grade companies is 2.6 times Ebitda, compared with 2.2 times in 2009, Moody’s data show. • Icahn is betting U.S. stocks will crash… Icahn’s investment fund, Icahn Enterprises, had a “net short position” of 138% at the end of last quarter. This means the fund had 138% more bearish bets than bullish bets. For example, if you own $100,000 worth of stocks and also short (bet against) $238,000 worth of stocks, you’re 138% net short. Last week, Barron’s reported that “[m]uch of that position is in the equity market, including major indexes.” • Doug Casey is betting U.S. stocks will fall, too… Earlier this year, Doug made a HUGE bet on gold. He invested about $1 million of his own money in gold stocks. These stocks, as Dispatch readers know, are leveraged to the price of gold. In other words, the price of gold doesn’t have to rise much for them to soar. Consider the VanEck Vectors Gold Miners ETF (GDX), which tracks large gold stocks. It’s up 74% this year, or nearly four times the 21% jump in the price of gold. • Now, to be clear, Doug didn’t buy GDX or any fund like it… He bought tiny gold stocks with massive upside potential. Most analysts have never even heard of these stocks. But Doug found them because he’s spent four decades developing a secret method of finding gold stocks with huge upside. Doug’s approach, which we call “The Casey Method,” has handed him incredible gains on gold stocks. We’re talking returns of 487%, 711%, and even 4,329%. You can learn more about The Casey Method by watching this new presentation. You’ll also learn how to access nine gold stocks that Doug and his team recently found using this same method. Each of these stocks could double in the coming months. Some could go even higher. To learn about The Casey Method—and how to access the names of these nine stocks—click here. Chart of the Day The entire global stock market appears to have peaked. Today’s chart shows the performance of the FTSE All-World Index, which tracks stocks from all around the world. You can see this key index set an all-time high last year. But, like the S&P 500, it didn’t hold its new high for long. After rallying earlier this year, the FTSE All-World Index is “rolling over” again. This is a bad sign for investors around the world. It means stocks from Tokyo to London could be headed lower. If you’re nervous about stocks, we encourage you to own physical gold. As we often say, it’s the ultimate safe-haven asset. Investors buy it when they’re nervous about stocks or the economy. If stocks keep falling, investors across the world could take shelter in gold. And that could send the price of gold much higher. If you’re as wary of the broad stock market and the economy as we are, you might also want to own gold stocks. As we explained above, they’re the best way to profit from rising gold prices. — Regards, Justin Spittler Delray Beach, Florida November 7, 2016 We want to hear from you. If you have a question or comment, please send it to We read every email that comes in, and we’ll publish comments, questions, and answers that we think other readers will find useful. Doug Casey’s Urgent Prediction for Today Until tonight, the founder of Casey Research is sharing a prediction that could have a huge impact on your wealth in the months to come. According to Doug, thousands of Americans are overlooking a huge opportunity right now. The last time we saw this market opportunity, you could have doubled your money 15 times. Click here for details before tonight at midnight. Signs of a market top are popping up everywhere. As you probably know, the S&P 500 set a new all-time high in early July…its first since May 2015. Normally, it’s a bullish sign when an index like the S&P 500 sets a new high. But U.S. stocks didn’t keep rising after “breaking out.” Instead, they’ve fallen. Just take a look at the chart below. You can see that the S&P 500 has fallen nine days in a row, its longest losing streak since 1980. It’s now below the high it reached in early July. That’s not a good sign. Even if Hillary Beats Trump, She LOSES… Does it really matter if Hillary comes out on top in the election? Maybe not. Because, guess what… According to a new finding by an ex-advisor to the CIA and Pentagon… winning the White House may work out to be a DISASTER for Hillary. No, it’s got nothing to do with her husband’s scandals… or the unwinnable War on Terror. It’s a whole different kind of threat, one even she didn’t count on. Click this link and find out what it is. Hillary must be terrified…last_img read more

Work and pensions secretary Iain Duncan Smith has

first_imgWork and pensions secretary Iain Duncan Smith has been accused of lying to his own party conference about the success of his campaign to encourage employers to be more “disability confident”.Duncan Smith (pictured) told last year’s conference in Birmingham that more than 1, 000 employers had “signed up” to the Disability Confident campaign, which was launched by the prime minister in the summer of 2013.But a series of freedom of information requests by Disability News Service (DNS) has exposed the truth: that fewer than 400 have signed up, while only 68 are currently “active partners”.It is the latest embarrassing revelation about the campaign, which was launched in July 2013 and aims to “debunk the myths around employing disabled people and encourage employers to take advantage of the wealth of talent available”.Duncan Smith has been criticised for the campaign’s “patronising waffle”, which activists say ignores “institutionalised disability discrimination” at a time when he and other ministers have been smearing disabled benefit claimants as “workshy”.And in July, DNS revealed that the minister for disabled people, Justin Tomlinson, risked ridicule after announcing that Swansea had become the country’s first “Disability Confident City”, even though he was unable to explain why it had been chosen.The Department for Work and Pensions (DWP) has already admitted – in a press release issued earlier this summer to mark the campaign’s second anniversary – that just 376 organisations had supported Disability Confident since it was launched in July 2013.But even this exaggerated the number of employers that have “signed up” to the campaign.DWP has now confessed that the true number of “active partners” is just 68.And of those 68, at least 33 are disability or diversity organisations, such as Arthritis Care Scotland, Essex Coalition of Disabled People and Mencap.This leaves just 35 mainstream “active partners”, including recruitment and training companies and a small handful of big corporate names such as National Grid, Marks and Spencer, Honda and Asda.When asked in a freedom of information request why ministers claimed that 376 organisations supported the campaign, when a link to the campaign’s partners lists just 68, the department explained that the figure of 376 referred only to those organisations that had supported the campaign at some point since its launch.DWP said in its freedom of information response that the 68 organisations were the campaign’s “most active partners”, those that have “contributed to events, shared stories and case studies, or published their own articles and blogs about work they do to support disabled people into work”.When asked why Duncan Smith had vastly exaggerated the success of his campaign last autumn, the Conservative party refused to comment.But a DWP spokeswoman claimed that the figure of 1,100 referred to the number of “representatives” who showed their support for the campaign by attending a Disability Confident event.She said: “To date, 376 employers have registered to be official supporters of Disability Confident. We are happy to make this clear.”Disabled activists have lined up to criticise Duncan Smith, following the latest revelations.A Disabled People Against Cuts spokeswoman said: “It comes as no surprise that Duncan Smith has been telling porkies yet again.“He has lied about his education, his career, he has misinformed the House of Commons on numerous occasions and regularly makes claims that have been exposed as lies years ago, in media interviews.“We will only be surprised on a day we discover he’s told the truth. DPAC’s own investigation has turned up a number of astonishingly bold outright lies, and we began cataloguing new ones as they appeared, only to find that the workload was too great to keep up.”David Gillon, a disabled activist and blogger, who has been critical of the Disability Confident campaign, said: “It’s worrying when a minister with disabled people’s lives in his hands has so cavalier an approach to the facts.“How can we trust anything he says, when even his statements to his own party ring false?“His entire ministry has been riddled with falsehood, evasion and deliberate distortion ever since he took charge.“Whether it be the figures for fit for work deaths, or claiming overwhelming support for policies disabled people have overwhelmingly rejected, or tabloid tales that 75 per cent of us are faking, DWP clearly takes its cue from its lord and master.“Massively exaggerating claims for Disability Confident support is simply more of the same.”Gillon said the number of Disability Confident supporters was “pathetic”.He said: “Even if we accept the figure of 376 companies associated with Disability Confident in some way (does this simply count every company to have attended an event? I wonder), this is still less than one company every two days over the course of the two years-plus that Disability Confident has been in operation.“You could probably get more expressions of interest just by stopping random passers-by outside DWP HQ.”He said the list of active partners included just one NHS trust, one big high street name, no pharmaceutical giants, one electronics company, and an absence of major recruiters, all of which showed “an astonishing lack of ambition and achievement”.He said: “What are these companies signing up to do? Are they simply expressing an interest? Ticking a box to look good on the Corporate Responsibility section of their annual report? Are they looking for business to come their way?“How many are signing up because they’re in business relationships with DWP? How many are actually doing something positive to challenge workplace discrimination and get disabled people into work in non-token roles?“How many are challenging the status quo to bring forward disabled people as the next generation of leaders and managers? How many are actually confident about disability?”He added: “In the end I’m left bitterly disappointed, as is usual with Disability Confident.“Disabled people face a massive structural problem in accessing employment and it is vital we challenge that, but Disability Confident is failing on every front.“It can’t get employers to sign up, it can’t get disabled people to sign up, and what messages it does put out serve to reinforce the problem, not challenge it, by their insistence on portraying us as ‘inspiring’.”Peter Beresford, co-chair of the national service-user network Shaping Our Lives and professor of social policy at Brunel University, said the figures showed “clear evidence of a senior minister repeatedly telling yet more lies about disabled people and his failed disability policy”.He said: “Iain Duncan Smith must be brought to book and with a new Labour leadership and shadow cabinet it is to be hoped we now have an effective opposition that will commit itself to acting to curtail such shenanigans.”Ian Jones, co-founder of the WOWcampaign, said the failings of Labour’s Positive about Disabled People scheme should have shown politicians that “it is not enough to simply tell people how wonderful disabled people are in the hope it would change attitudes”. He said that Disability Confident was another “chocolate teapot scheme” which would have no impact on closing the disability employment gap, which was “stubbornly fixed at around 30 per cent fewer disabled people (2008-2013) being in work compared to non-disabled people”. He said: “The time for talk and trying to convince people to change has passed. Now is the time for positive action to enable talented disabled people to join a workforce that prejudice actively excludes them from.“Disability Confident is just that, a con, and Iain Duncan Smith implying disabled people are abnormal (on 8 Sept 2015) will not advance the cause of inclusion.”Mark Harrison, chief executive of the user-led organisation Equal Lives, said: “This is a Mickey Mouse scheme from a Mickey Mouse minister.“We need enforceable action for employers who exclude disabled people because of the barriers to employment in their companies.“We don’t need cheap gimmicks – this is just an example of the emperor’s new clothes.”And Pat Onions, founder of Pat’s Petition, said: “We aren’t surprised that so few employers have signed up to Disability Confident.“We have no idea what Disability Confident means and we doubt if employers do.”last_img read more

The governments Office for Disability Issues is a

first_imgThe government’s Office for Disability Issues is apparently failing to take any action to address “worrying” concerns about disabled people’s organisations (DPOs) that are being forced to close because of funding problems.Earlier this month, two prominent user-led organisations spoke out about the “urgent” need for research into the falling number of DPOs across the country.Shaping Our Lives said it was seeking funding, and partners, for a major piece of research to uncover the scale of the problem, with its own figures suggesting that more than 60 user-led groups that were members of its network had been forced to close since 2014.And Inclusion London, which supports Deaf and disabled people’s organisations across the capital, also raised concerns and said there were now a number of London boroughs without their own DPO.But when asked if the Office for Disability Issues (ODI) was aware of and concerned about the problem, and if it was taking any action, the Department for Work and Pensions (DWP) said it was concerned about closures but failed to suggest any measures it was taking to address the concerns.A DWP spokeswoman said: “The ODI is aware that DPULOs [disabled people’s user-led organisations] close on a fairly frequent basis, and are obviously concerned by this.“The government takes the opportunity to work with them and support their work wherever possible.”But when asked again whether it was taking any action to address the concerns about closures, another DWP spokeswoman said the department had “nothing to add”.Last month, Disability News Service reported that the number of staff working in ODI had plummeted by more than two-thirds under the coalition and Conservative governments.In March 2010, just before the Tory-led coalition came to power, there were the equivalent of 48 full-time staff working in ODI, but there are now just 15, while the ODI website has now not been updated in more than seven months.Professor Peter Beresford (pictured), co-chair of the national service-user network Shaping Our Lives, said it was “reassuring” that ODI was “aware of and ‘concerned’ about the loss of these much-valued organisations”.But he said: “It is very worrying that even though aware of what increasingly looks like a crisis, the [ODI] has no plans or even comment to make in response to the situation.“Given that the ODI was originally established as a central government agency to support the independent living of disabled people and the development of a strong network of disabled people-led organisations, this makes especially troubling reading.“There seems to be no plan A and no plan B. The only plan this government seems to have any confidence in is attacking the welfare rights of disabled people with its much-discredited welfare reform policies.“The loss of DPOs is part of an even bigger crisis facing disabled and older people who are increasingly being denied a voice.”last_img read more

Texas Legislature Overrules Austin Allows Uber and Lyft to Return

first_imgUber 2 min read When Austin citizens voted in May 2016 to require fingerprint-based background checks from ride-sharing drivers and ban passenger pickup in traffic lanes, Uber and Lyft promptly pulled out of the city. But both are scheduled to restart operations in the city next Monday thanks to legislation passed by the Texas Legislature this month. The bill overrides local ordinances like Austin’s that regulate ride-hailing services and only needs Gov. Greg Abbott’s signature to become law.Buckle up. Coming soon.— Greg Abbott (@GregAbbott_TX) May 17, 2017While Lyft and Uber are celebrating, the city isn’t. The bill, HB 100, would override the state’s 20-plus local ordinances and require ride-sharing companies to conduct criminal background and sex offender checks for drivers — but allow them to use ones they prefer. Uber’s internal checks have failed to discover criminal records before, and when Massachusetts enacted tougher background research rules last month, over 8,000 current drivers were rejected for violent/sexual crimes or drunk or reckless driving. Doubtless these enhanced checks aim to weed out predatory chauffeurs — like Uber drivers who have sexually assault passengers, which the company has tried wiggling out of legal responsibility for.Once Lyft and Uber activate their drivers, both ride-sharing titans will have to compete with local operators that sprung up in the interim. Companies like Fare and Fasten along with the nonprofit ride-hailing service RideAustin complied with Austin’s rules, which were passed by the city to raise the standards of ride-sharing drivers to match taxi drivers (who are required to submit fingerprints and pass background checks). Whether the homegrown services retain their lead once the industry-dominating Lyft and Uber return depends on the passengers — and how they’ll vote with their wallet. David Lumb 42shares Image credit: Shutterstock May 26, 2017 Add to Queue Learn from renowned serial entrepreneur David Meltzer how to find your frequency in order to stand out from your competitors and build a brand that is authentic, lasting and impactful.center_img Fireside Chat | July 25: Three Surprising Ways to Build Your Brand Texas Legislature Overrules Austin, Allows Uber and Lyft to Return Next Article Contributing Editor They’re expected to open Monday right after the governor signs the bill into law. This story originally appeared on Engadget Enroll Now for $5last_img read more

Bad News Day for Bitcoin Its Destroying the World and Bank Accounts

first_imgBitcoin 2019 Entrepreneur 360 List November 6, 2018 You won’t believe how much energy it takes to get just $1’s worth. Image credit: Mark Garlick/Science Photo Library | Getty Images Even though cryptocurrencies technically have no physical presence, they really do a make a impact on the environment — and even could affect the amount of money people have in their accounts.From January 2016 to June 2018, the Oak Ridge Institute for Science and Education in Cincinnati monitored how much energy it took to mine Bitcoin, Ethereum, Litecoin and Monero on a daily basis.The researchers found that Bitcoin, Ethereum, Litecoin and Monero respectively consumed 17 million, 7 million, 7 million and 14 million joules of energy to get $1 worth of each cryptocurrency.When you compare that to how much energy it takes to mine precious metals, the difference is pretty stark.Related: IBM Is Experimenting With a Cryptocurrency, Which It Says Is More StableFor example, Bitcoin takes three times as much energy to mine than gold. For copper you need 4 million joules, gold 5 million joules and platinum requires 9 million joules to get a dollar’s worth of the precious metals.While those figures might give you pause, this week also saw bitcoin being used for some nefarious ends.Publisher Pantheon Books had its Twitter account hacked and was made to look like Elon Musk’s personal account. A tweet was sent out saying that the Tesla and SpaceX CEO was going to be giving away 10,000 bitcoin — which amounted to $64 million — to people who deposited anywhere from 0.1 ($640) and 2 bitcoin (a whopping $13,000) into a provided account. In just a few hours hackers had swindled more than $150,000 with 326 transactions.The fraud was discovered and Twitter is apparently on the case, but it just goes to show that even if something seems abstract, it can have significant real-life implications. Next Article Nina Zipkin –sharescenter_img Staff Writer. Covers leadership, media, technology and culture. Add to Queue 2 min read Entrepreneur Staff The only list that measures privately-held company performance across multiple dimensions—not just revenue. Apply Now » Bad News Day for Bitcoin: It’s Destroying the World and Bank Accountslast_img read more

Amazon Expands Prime Now Service Offers Alcohol Delivery for First Time

first_img Free Webinar | July 31: Secrets to Running a Successful Family Business Amazon Expands ‘Prime Now’ Service, Offers Alcohol Delivery for First Time Next Article Register Now » August 26, 2015 Learn how to successfully navigate family business dynamics and build businesses that excel. Inc said on Tuesday it will begin delivering wine, beer and spirits to U.S. customers for the first time as part of its speedy delivery service, Prime Now.The online retailer is expanding Prime Now, its one- and two-hour service, to Seattle, where the company is headquartered, and offering alcohol deliveries there.Amazon Prime, the company’s $99 per year shopping membership program, offers free two-day delivery on millions of items. It is a key testing ground for the retailer’s new services, ranging from TV and on-demand video to fast delivery.Amazon has said it has “tens of millions” of Prime subscribers. Analysts estimate the program to have around 40 million users worldwide.The company has steadily expanded Prime Now since it launched the service in New York City last year. It facilitates integration of the retailer’s grocery delivery service, Amazon Fresh, which has been slower to expand to new markets.On-demand grocery delivery is a growing and competitive market in the United States. Instacart, a grocery delivery company, announced on Tuesday that it had expanded to Indianapolis, its 17th city. Other startups, like Postmates, which focuses on meal delivery, also deliver personal care goods and alcohol for customers using a network of couriers.Prime Now customers can order using an app available on both iOS and Android devices. Orders are shipped from smaller warehouses, or hubs. An Amazon spokeswoman said the company opened two facilities in Seattle and Kirkland, Washington, to handle Prime Now deliveries.(Reporting by Mari Saito; Editing by Dan Grebler) 2 min read Add to Queue This story originally appeared on Reuters Reuters –shares Amazonlast_img read more

MarTech Interview with Mike Myer Founder and CEO at Quiq

first_imgRecognized as a 2017 Gartner Cool Vendor, Quiq makes it easy for customers to interact with a company via Messaging. Customers can now engage customer service via SMS/text messaging, Facebook Messenger, Live Chat, and Kik for help with their Pre-Sales questions and Post-Sales support.Our mission is to improve the way customers communicate with companies. We believe mobile message-driven communications will replace a significant portion of the traditional phone and email interactions, reducing costs while improving customer satisfaction.Quiq makes it easy for customers to contact a business via Messaging, the preferred channel already in use with our friends and family. With Quiq, customers can now engage customer service via SMS/text messaging, Facebook Messenger, Live Chat, and Kik for help with their pre-sales questions and post-sales support. Quiq Messaging can be purchased as a stand-alone customer channel or companies can take advantage of one of our pre-built CRM integrations, including Oracle, Zendesk, and Salesforce. “Messaging is at the early stages of adoption and many of the brands that have adopted it have only scratched the surface of what is possible.” About Quiq The MTS Martech Interview Series is a fun Q&A style chat which we really enjoy doing with martech leaders. With inspiration from Lifehacker’s How I work interviews, the MarTech Series Interviews follows a two part format On Marketing Technology, and This Is How I Work. The format was chosen because when we decided to start an interview series with the biggest and brightest minds in martech – we wanted to get insight into two areas … one – their ideas on marketing tech and two – insights into the philosophy and methods that make these leaders tick. About MikeAbout QuiqAbout Mike MarTech Interview Seriescenter_img Mike Myer is the Founder and CEO of Quiq. Before founding Quiq, Mike was Chief Product Officer & VP of Engineering at Dataminr, a startup that analyzes all of the world’s tweets in real-time and detects breaking information ahead of any other source. Mike has deep expertise in customer service software having previously built the RightNow Customer Experience solution used by many of the world’s largest consumer brands to deliver exceptional interactions.RightNow went public in 2004 and was acquired by Oracle for $1.5B in 2011. Mike led Engineering the entire time RightNow was a standalone company and later managed a team of nearly 500 at Oracle responsible for Service Cloud. Before RightNow, Mike held various software development and architect roles at AT&T/Lucent/Bell Labs Research. Mike has earned BS and MS degrees in CS from Rutgers University.Mike splits his time between two of the best (and most opposite!) places: Bozeman, Montana and New York City. Tell us about your role and journey into Technology. What inspired you to start Quiq?I have been in tech most of my life, having degrees in Computer Science and then beginning my career at Bell Labs. I spent a good portion of my professional life as the CTO at RightNow – a leading provider of SaaS customer experience software.I started Quiq because I saw a huge gap between the way consumers could communicate with companies and how they communicate with family and friends. Everyone has busy lives, and phone calls don’t always fit in with everything that’s going on at the moment. But, we need an answer right away, so waiting hours for an email response doesn’t work either. Texting is how we get stuff done in our personal lives. It should be the same for business communication too.What is Quiq and how does it fit into a modern Mobile Marketing Technology stack? Quiq is a messaging platform that helps companies and their customers engage in conversations at any stage of the customer journey. Customers are mobile and on-the-go. They want to interact and hear from companies at their moment of need. One way Quiq is used is by online retailers to deliver notifications regarding the order, shipping, and delivery status. Because Quiq is a conversational platform, if a customer has a question after receiving a notification, they can just text back and be immediately connected to a human or bot to have their questions answered.Quiq is also used in Pre-Sales conversations, when, for example, a customer needs advice on finding the right product e.g. a rug and a lamp to match a room remodel. Marketers can also use Quiq to communicate product promotions, with existing customers, like new home loan rates, discounts on a re-order for a subscription business, or an alert that a new brand/product is being carried, etc. Quiq is also often also used by our clients to replace the phone or email as a more efficient communications channel for customer service.Just to highlight some of the messaging channels we support: SMS/text messaging, Apple Business Chat, Google Rich Business Messaging (RCS), webchat, Facebook Messenger, Twitter, In-App, etc.Which businesses are fastest to the adoption of B2B/B2C Messaging platforms? How does it impact Branding and Marketing operations?The fastest adopters of messaging have come from three categories: 1) incredibly competitive industries like online retail which needs to build brand loyalty; 2) from innovative brands who like to lead with new technology; 3) creative individuals at brands who see technology and the customer experience as a differentiator. Messaging communications have been primarily adopted by B2C or businesses with a high number of customers and customer interactions.We work with our clients to understand their customer journey and touchpoints to find the best moments to use proactive messaging and to present the option for 2-way texting. The technical effort involved in adding messaging is low. It’s just a simple addition of a button or link to the website to invite clients to message or the invocation of our messaging API from existing campaigns or internal systems to send proactive messages. We have standard CRM connectors with Salesforce, Zendesk, and Oracle that make implementation easy.How have your customers utilized your technology? What marketing/business goals do you help them to achieve? Our clients span a number of industries/verticals. Our online retail clients use web chat and messaging to help shoppers do research and make a purchase, as well as for post-purchase customer service. Additionally, they use outbound notifications to deliver order status and shipping updates, as well as Product Promotions or Sales. When used during a purchase journey, our clients have seen a 33% increase in conversion rate. When used to support customers, our clients have improved customer satisfaction scores by 5-20 percentage points, while simultaneously decreasing the cost to serve their customers by 5X or more – a win-win!Our clients in the online and subscription services industries have used messaging to improve communication during the customer lifecycle. For instance, by delivering messages at key moments in the onboarding processes and being available to answer questions via text at the customer’s moment of need, one of our clients saved millions in potential subscription churn.Our banking and credit union clients use messaging in a multitude of ways, including improving loan processing velocity, serving existing customers, and for collections and other proactive notifications. Because text messages are read 96% of the time and are read within a few minutes, messaging is an invaluable way for financial institutions to communicate critical information and be better engaged with their customers.Every client we have is trying to grow their business and expand relationships with their customers. Whether that means attracting new members to a credit union or helping consumers select the right product, companies want to make the experience as convenient and frictionless as possible. Messaging is how it’s done!How can the Sales and Customer Support team better drive Digital Transformation using “Calls-to-Text” features?People often don’t want to make a phone call, but they feel that it’s the only way to get personal help right away. Because messaging is emerging, callers may not always be aware that texting with a brand is an option. Offering the option to text from within the IVR is a great way to promote the messaging option. For example, if you call a company and there is hold time, how cool would it be if you could get off the phone and text the company instead of waiting on hold? Since an agent can handle 5-10 messaging conversations at the same time, converting calls to messaging has a very significant ROI for companies.What brands are using your technology and how has it transformed their relationships with customers?Some of the brands using our messaging platform include Overstock, Pier 1, Men’s Wearhouse, Office Depot, Bissell, Brinks Home Security, Club Med, Jackson Hole Resort, and Thumbtack.Whether these brands are talking to shoppers, customers, travelers or members, messaging has transformed their engagement. Customers love the convenience and ease of messaging because it fits into their busy lives, allowing the customer to drive the communication and the pace of the conversation.We’ve repeatedly seen companies whose agents have worked on other channels receive much higher customer satisfaction scores when serving customers over messaging. Since it was the same agents who were giving the same answers, we know that it’s the messaging channel that is making the difference!Tell us about your technology integrations with other Marketing Technology platforms such as Contacts, Social Media, Automation, Contracts, Email, and Customer Service.Our list of standard integrations is long, including Salesforce, Zendesk, Oracle and Shopify. In addition, we have a state-of-the-art integration framework that makes it easy to trigger messages from other systems and to publish messaging conversation data into internal customer data master systems and reporting systems.In addition, our bot framework makes it easy for bots written in any conversation dialog tool to participate in a conversation in Quiq.Which Marketing and Sales Automation tools and technologies do you currently use?We currently use Marketo, Salesforce, and internally.What are your predictions on the most impactful disruptions in Customer Engagement technology for 2019-2020?Messaging is at the early stages of adoption and many of the brands that have adopted it have only scratched the surface of what is possible. The potential of messaging is so much more than just sending and receiving text messages.Conversational commerce and rich messages will change the way people shop and interact with a brand. Using rich messages, brands can send product cards and carousels, and purchases can be completed just by clicking on a message blurb – no credit card entry needed. Buying something through a message is the easiest way to complete a transaction!In the upcoming year, brands will feel pressure to adopt messaging on two fronts. First, consumer demand for messaging will increase as customers begin to expect to be able to message with all their favorite brands. Second. the focus of Apple, Google, and Facebook on business-to-consumer messaging is going to create awareness in the C-suite of large brands as the tech titans promote their business messaging capabilities. The savvy marketer needs to prepare now to be able to respond to both their customer’s and management’s messaging focus.What startups in the technology industry are you watching keenly right now? At the moment, the most interesting thing to me is not startups, but it’s the messaging teams at Apple, Google, and Facebook. They are rapidly innovating on their messaging platforms, just like a start-up would. The possibilities of what is possible in a messaging conversation are rapidly advancing. For instance, Augmented Reality in messaging. A customer can text a picture of their room to a company and get back a special AR message that shows a piece of furniture that the customer is considering placed in the room. The customer can drag the furniture around in the room to see what their new decor will look like. This exists today!How do you prepare for an AI-centric world as a Business Leader?I’m excited to be helping to lead business transformation with AI. But I’m also realistic about what can be accomplished in the near term using AI. Certain categories of interactions between companies and their customers can be automated with conversational AI now, such as order status or returns/exchanges. But current generation AI is not ready to replace humans for issues that require a question/answer dialog to understand the issue and then reasoning to reach an answer.We have brands using conversational bots today to gather input, verify the information and perform directed dialogs (e.g. identity verification). The Quiq platform is open, allowing our clients to use whatever bot platform they wish to build conversational dialogs even combining bots from multiple vendors seamlessly with human agents.How do you inspire your people to work with technology? At our very core, we’re a tech company, so tech is part of our DNA. No inspiration needed!One word that best describes how you work. Persistence.What apps/software/tools can’t you live without? My iPhone and the Apple Messages App (we are a messaging company!)What’s your smartest work-related shortcut or productivity hack? Prioritize! Know what needs to be done now and what can be done later. Maintain a task list to organize the things to be done later.What are you currently reading?I don’t have big blocks of time so I tend to prefer to consume things that come in bite-size pieces – more blog and online content than books. I read the WSJ religiously to get an unbiased view of what’s happening.What’s the best advice you’ve ever received? Manage both up and down.Something you do better than others – the secret of your success?Persistence (again)Tag the one person (or more) in the industry whose answers to these questions you would love to read: Rob Locasio, CEO LivePerson.  We compete with them all the time.Thank you, Mike! That was fun and hope to see you back on MarTech Series soon. MarTech Interview with Mike Myer, Founder and CEO at Quiq Sudipto GhoshJune 24, 2019, 1:30 pmJuly 23, 2019 AIinterviewsMarTech InterviewQuiqSaas Previous ArticleMarTech Interview with Vrahram Kadkhodaian, CEO at PROLIFIQNext ArticleThe Benefits of Empowering Agents to Go Omni-Digitallast_img read more

First modeling system developed for testing agespecific human immune responses to vaccines

first_imgReviewed by Alina Shrourou, B.Sc. (Editor)Nov 20 2018A team of scientists at Boston Children’s Hospital has developed the first modeling system for testing age-specific human immune responses to vaccines — outside the body. The practical, cost-effective new platform, using all human components, is expected to accelerate and de-risk the development, assessment and selection of vaccines.In a study published today in Frontiers in Immunology, a team from Boston Children’s Precision Vaccines Program, directed by Ofer Levy, MD, Ph.D., describes a three-dimensional human tissue culture construct that is able to reproduce immune responses of different populations and age groups in a laboratory setting. The platform is designed to enable researchers to test, evaluate and select human vaccine candidates for age-specific target populations, such as newborns and the elderly, before initiating costly human or animal trials.”By allowing us to select specific formulations based on individual characteristics, we can save time and money in the development of new, more effective vaccines,” says Levy, a physician-scientist in the Division of Infectious Diseases at Boston Children’s. “We believe this system could disrupt and galvanize the entire field of vaccinology and ultimately save lives.”New approach to an old problemImmunization is one of modern medicine’s greatest success stories. Yet we still lack vaccines for common diseases, such as HIV and respiratory syncytial virus — the number one cause of infant hospitalization in the United States — while other vaccines, such as those against tuberculosis or pertussis, are only moderately effective. Moreover, the average vaccine can take a decade or more to develop, at a cost of hundreds of millions of dollars. The biggest stumbling block occurs late in development: Vaccines that worked flawlessly in mice regularly fail in clinical trials. Because of the high costs, many companies are reluctant to enter into vaccine development, despite the overwhelming need.”It’s simply not possible to conduct large-scale, phase 3, double-blind, placebo-controlled studies of every potential vaccine for every pathogen we want to protect against,” says Levy. “We need a way to rapidly assess the candidates earlier in the process.”In 2010, Levy and his colleague Guzman Sanchez-Schmitz, MSc, Ph.D. received a grant from the Bill and Melinda Gates Foundation to create an in vitro model of the human immune system to test vaccines. It was a “man on the moon” effort, says Levy. The team set out to create a system that would not only faithfully replicate human biology but would also enable the study of targeted age groups.”We were radically committed to being age-specific in our approach,” said Levy. “Vaccines work differently in kids, and yet they are the group that needs the most protection.”Infants and the elderly are most at risk from infection, suggesting broad age-based differences in immunity. And while infants receive the most vaccinations, many vaccines don’t provide sufficient protection initially, requiring multiple boosters to confer full immunity.Personalized modeling of immune responsesThe team designed the construct to replicate a human capillary vein and interstitium — the fluid-filled spaces that line the circulatory system. It consists of a layer of endothelial cells, which typically line blood vessels, grown over a three-dimensional network of human proteins. To model the immune system of a newborn or an adult study participant, the researchers apply the participant’s plasma and immune cells known as monocytes to the surface of the construct.Related StoriesGeorgia State researcher wins $3.26 million federal grant to develop universal flu vaccineMore effective flu vaccine begins clinical trials across the U.S.Scripps CHAVD wins $129 million NIH grant to advance new HIV vaccine approachThe monocytes naturally migrate down through the endothelium into the human proteins below. During this process, many differentiate to dendritic cells, immune cells that initiate specific immune responses from T cells. After two days, these dendritic cells rise back through the endothelial layer, just as in the body they would pass through the walls of lymphatic capillaries en route to the lymph nodes.When effective vaccines are added to this system, the emerging dendritic cells pick up the vaccine antigens. These cells are then harvested and cultured with T cells to gauge immune response to the vaccine.”We relied on only human components, ensuring that the only thing that is not human-derived is the vaccine,” said Sanchez-Schmitz, first author on the paper. “That’s what makes this platform powerful. You can detect small amounts of foreign material in a way that other systems cannot, because you lower the threshold of background noise. Just as nature intended it.”The team successfully validated the system using two common, licensed neonatal vaccines: Bacillus Calmette-Guérin (BCG), a live-attenuated bacterium widely used to immunize against child tuberculosis, and hepatitis B vaccine (HBV), containing inactivated fragments of the pathogen coupled with alum, added to boost immune response to the vaccine. “We started with vaccines that are recommended by the World Health Organization and given to newborns in resource-poor settings,” says Levy. “If we were going to model responses by age, it made sense to choose vaccines that are given to newborns, such as BCG and HBV.”The system will also enable researchers to model the immune systems of other vulnerable populations, such as pregnant women, the elderly or the chronically ill, and open the door to testing individual responses.”This construct is highly versatile. It can be newborn, if you use newborn cells and plasma. It can be your own cells and plasma. That’s how personalized this system can be,” says Sanchez-Schmitz.The system marks a major advancement for Boston Children’s Precision Vaccines Program, which was founded to bring precision medicine principles to vaccinology and catalyze collaboration between academia, government and industry, with the goal of accelerating vaccine development for vulnerable populations.”Our in vitro systems are part of a larger precision vaccines paradigm that also includes special adjuvant systems to boost immune responses in distinct populations, targeted clinical trials, systems biology and animal modeling,” says Levy. “This is an opportunity to bring molecular biology and innovative immunology to human settings, and to do science that not only is sophisticated, but has a real chance in the near term to enhance human health.” Source: read more

Breast cancer relapse predictor tool may soon be a reality

first_imgOne in seven women will get breast cancer in their lifetime in the UK, and we hope that research like this will mean that if faced with the disease, even more of our daughters and granddaughters will survive. We’re still a way off being able to offer this type of detailed molecular testing to all women and we need more research to understand how we can tailor treatments to a patient’s individual tumour biology. But this is incredibly encouraging progress.”Professor Karen Vousden, Chief Scientist for Cancer Research UK. Treatments for breast cancer have improved dramatically in recent years. But unfortunately for some women, their breast cancer returns and spreads, becoming incurable. For some, this can be many years later – but it’s been impossible to accurately predict who is at risk of recurrence and who is all clear. In this study, we’ve delved deeper into breast cancer molecular subtypes so we can more accurately identify who might be at risk of relapsing and uncover new ways of treating them.”Professor Carlos Caldas, Lead Researcher, CRUK I would not recommend it clinically yet, but we really are committed to making this available. We are totally committed to having an NHS test, we haven’t patented any of this.”Prof Caldas. By Dr. Ananya Mandal, MDMar 20 2019Like many other patients who have overcome cancer, breast cancer survivors live in fear of relapse. Now, researchers have developed a tool by which they can predict accurately the time when the cancer is likely to return. The results of this study were published in the latest issue of the journal Nature.The new test is the first of its kind to predict the return of breast cancer within two decades of remission. The researchers explain that there are 11 types of breast cancer and all of them have a different risk of returning or relapsing. The new test quickly determines the likelihood of the cancer returning, and segregates high-risk patients from low risk, based on the patient’s DNA.The team analyzed the genetic make-up of tumors taken from nearly 2,000 breast cancer patients and followed the patients for an average of 14 years. The scientists are now working on simplifying the test so that it can be used in the clinic. The simpler and easier-to-use version of the original test may be available for use within the next five years, say the researchers.center_img Dr. Oscar Rueda, lead author of the paper said, “We’ve shown that the molecular nature of a woman’s breast cancer determines how their disease could progress, not just for the first five years, but also later. We hope that our research tool can be turned into a test doctors can easily use to guide treatment recommendations.”Related StoriesBacteria in the birth canal linked to lower risk of ovarian cancerCancer killing capability of lesser-known immune cells identifiedStudy reveals link between inflammatory diet and colorectal cancer riskCurrently, predictions are based on tumor size, aggressiveness, the age of the patient and the tumor type. The researchers explain that analyzing the genetic make-up of tumors may be a more precise method.They noted that one of the deadliest types of breast cancer is the “triple negative” cancer. However, if the patient survives the first five years after diagnosis and treatment, their cancer return risk is small. Some cancers, on the other hand, have a genetic picture that makes their return within 20 years a 50 percent likelihood.There are eight types of estrogen receptor-positive cancer. Of these four have a good chance of not recurring within 20 years while the other four have a high risk of relapsing (40 to 62 percent chance).Triple negative cancer also has a greater chance of spreading to the brain while estrogen receptor positive cancer and HER2-negative cancer has a greater chance of spreading to the bone, the team writes. The researchers are planning a larger study with around 12000 women to establish their hypotheses and make the test a reality.last_img read more

Lung cancer survivor recounts her lifetime struggles

first_imgReviewed by James Ives, M.Psych. (Editor)Mar 22 2019By any measure, lung cancer patients have it rough.But Maryland resident and special education teacher Montessa Lee has been through a particularly arduous ordeal. In September 2006, she experienced pain in her rib cage and sought medical care. Told she had inflammation, she was given medicine for her pain. But the pain returned. At her next visit, she was diagnosed with bronchitis and given an antibiotic. But by Thanksgiving, the pain returned. This time, she went to the ER and an x-ray revealed a 15-centimeter tumor in her lung.How this cantaloupe-sized mass eluded previous doctors and why a chest x-ray was not ordered remains a mystery to Montessa. She was left to pick up the pieces of her shattered life when she was informed she had small cell lung cancer and that the prognosis was dismal.In 2006, there were few effective therapies offered for patients with small cell lung cancer. Small cell lung cancer accounts for about 15 percent of all lung cancer cases and the tumors tend to be more aggressive and metastasize quickly. Even today, the five-year survival rate for patients with localized tumors is 29 percent but drops to 3 percent for tumors that are diagnosed later, after cancer has spread.”I was angry with the fact that there was a lack of funding for lung cancer and at that time, the prognosis, treatment options, and survival rates had not changed over the course of several years,” she said.Montessa soon learned that her case was more complex than normal. The larger tumor was dangerously close to her pulmonary artery, making surgery a risky proposition. Like many small cell lung cancer patients, ultimately surgery was ruled out because there could be no guarantee her cancer was limited to just one tumor.As a spiritual person, Montessa did not accept her medical fate without a fight.”I’ve always considered myself a supporter of underdogs, which is why I enjoy teaching children with special needs,” she said. So, she took up the challenge of her own medical condition and found an oncologist to treat her. At the same time, she poured herself into education of small cell lung cancer, reading journal articles and research and joining advocacy efforts.Related StoriesUsing machine learning algorithm to accurately diagnose breast cancerBacteria in the birth canal linked to lower risk of ovarian cancerStudy reveals link between inflammatory diet and colorectal cancer risk”I was angry about the diagnosis and had ordered boxes of research on lung cancer and signed up with several advocacy groups,” she said. “I wrote my congressman to encourage more research dollars be directed to small cell lung cancer and I became a patient representative for the Food and Drug Administration.”At the same time, she began treatment for her lung cancer–a grueling eight cycles of chemotherapy and three weeks of radiation. Fortunately, her tumor responded to the combination therapy and the tumor shrunk dramatically.After her treatment concluded, Montessa transitioned to a more vocal participant in lung cancer advocacy, making appearances, talking to patient groups and taking up writing.Montessa has passed her five-year survival mark and chronicled her lung cancer treatment journey in a book “He Whispered Life,” published in 2015. Though technically cancer-free, her post-treatment life is still full of doctor’s appointments and risk tolerance.”I discovered that even though I beat cancer, the side effects of the treatment linger on,” she said. For instance, cancer patients who undergo radiation are at higher risk for breast cancer as well as neuropathy. She frequently experiences shortness of breath.While Montessa’s message resonates with all cancer patients, at the IASLC Small Cell Lung Cancer Meeting, she will be addressing doctors and researchers. Her message?”Don’t forget about us (small cell lung cancer patients) and ‘you can focus on small cell lung cancer,'” she said. “We do matter.”Montessa will tell her story to the attendees at the IASLC Small Cell Lung Cancer Meeting on Wednesday, April 3rd in New York City. Source: read more

Understanding imbalance in key neural pathway to help treat psychiatric disorders

first_imgReviewed by James Ives, M.Psych. (Editor)Apr 10 2019Researchers at the University of California, Irvine have identified for the first time an imbalance in a key neural pathway that explains how some people reactivate negative emotional memories. The finding could help scientists unlock new ways to treat psychiatric disorders such as post-traumatic stress disorder.The study, “Multiplexing of Theta and Alpha Rhythms in the Amygdala-Hippocampal Circuit Supports Pattern Separation of Emotional Information,” is published today in the journal Neuron.For decades, scientists have viewed emotional memory as a double-edged sword: while the entire emotional event is highly memorable, details of the event are often fuzzy. This lack of detailed recollection may lead to faulty reactivation of negative memories. For example, if someone is bitten by a dog, he or she may become anxious around dogs of all breeds and sizes. Understanding the nature of emotional memory could have implications for the treatment of PTSD and other mental disorders.”Emotion exerts a powerful influence on how vividly we can remember experiences,” said co-senior author Michael Yassa, professor of neurobiology & behavior, UCI School of Biological Sciences; professor of neurology and psychiatry, UCI School of Medicine; and director of UCI’s Center for the Neurobiology of Learning & Memory. “However, studies in humans have shown that the impact of emotion on memory is not always positive. In many cases, emotional arousal can impair a person’ ability to differentiate among similar experiences.”This neural computation is critical for episodic memory and is vulnerable in neuropsychiatric disorders, Yassa said.According to this new study from UCI, an imbalanced communication between the brain’s emotional center, the amygdala, and its memory hub, the hippocampus, may lead to the failure to differentiate negative experiences that have overlapping features. On the other hand, a balanced dialogue between the amygdala and the hippocampus allows one to separate overlapping emotional experiences and make distinct memories.Related StoriesTransobturator sling surgery shows promise for stress urinary incontinenceOxidative stress could play key role in the spreading of aberrant proteins in Parkinson’s diseaseNeural pathways explain the relationship between imagination and willingness to helpFurther, two types of brain rhythms – a faster (8 cycles per second) alpha oscillation and a slower (4 cycles per second) theta rhythm – diametrically regulate communications between the amygdala and the hippocampus. Overamplified alpha rhythms from the amygdala to the hippocampus lead to faulty extrapolation of memories among similar experiences while balanced theta rhythms between the two brain regions promote correct discrimination and accurate recall.”The teamwork between the amygdala and hippocampus is like a yin and yang and may be the key to disentangle overlapping emotional experiences and to overcome overreactions in a similar situation,” said Jie Zheng, a UCI alumnus and the study’s first author.”Our findings provide a neural mechanism underlying this phenomenon and propose a circuit-level framework for possible neuropsychiatric therapy, such as deep brain stimulation, transcranial alternating current stimulation, and transcranial magnetic stimulation,” said Dr. Jack J. Lin, co-senior author and professor of neurology, UCI School of Medicine, and professor of biomedical engineering, UCI Henry Samueli School of Engineering.Measurements were collected from electrodes implanted by UCI Health neurosurgeons in seven patients with medication-resistant epilepsy as part of an assessment of their seizure activity. Electrode placement was guided exclusively by these patients’ clinical needs, Lin said. Source: read more

Amazon Alexa devices in hotels raise privacy concerns for some

first_img Alexa, send up breakfast: Amazon launches Echo for hotels Citation: Amazon Alexa devices in hotels raise privacy concerns for some (2018, June 27) retrieved 18 July 2019 from Amazon recently announced a program called Alexa for Hospitality, bringing its digital voice assistant to hotels and vacation rentals. The devices will likely make requesting services more convenient, but some people have privacy concerns. Provided by Purdue University A woman in Portland, Oregon, recently said the Alexa in her home recorded a conversation between her and her husband and sent the audio recording to a co-worker of his. Amazon said the device must have been woken up by a word that sounded like “Alexa” and then mistakenly heard a series of requests to send the recording as a voice message.But as long as there’s a way to turn off the devices, there’s no need to worry, said Chris Clifton, a professor of computer science at Purdue University, who studies data privacy.”There is a mute button on the device which, when pressed, makes Alexa unable to hear anything,” he said. “You could also just unplug it.”Amazon says Alexa will be able to transfer guests’ requests for services like housekeeping or room service, control temperature and lighting, find local restaurants and attractions, and more. There are a few things to be aware of for guests who do want to harness the convenience Alexa offers.”One is the ability for hotels to customize offerings. I’m not sure how secure the Alexa skills toolkit is, but I suspect we might find that it records things people might not have expected,” he said. “The other is a feature listed as coming soon: connecting your own Amazon account. If you don’t adequately ensure that those accounts are disconnected before new guests check in, that could cause all kinds of problems.”center_img Explore further Credit: CC0 Public Domain This document is subject to copyright. Apart from any fair dealing for the purpose of private study or research, no part may be reproduced without the written permission. The content is provided for information purposes only.last_img read more

The Last Lunar Eclipse of 2019 Occurs Tuesday Just in Time for

first_img In Coordinated Universal Time (UTC), the moon will enter penumbra (the weaker part of Earth’s shadow) at 18:43 and umbra (the darker part of Earth’s shadow) at 20:01. The midpoint of the eclipse will come at 21:30. The moon will leave umbra at 22:59 and leave penumbra at 00:17 on July 17, marking the end of the event. The magnitude of the eclipse, which refers to the maximum percent of the moon’s diameter immersed within Earth’s umbral shadow, will be 65%. This deepest stage of the eclipse will take place at 21:30 UTC, when the dark red-brown umbra will cover the northern 65% of the moon’s diameter. The moon will appear directly overhead, or very nearly so, from the Mozambique Channel. This map shows the region of visibility for the partial lunar eclipse of July 16, 2019. Observers in South America, Europe, Africa, Asia and Australia will be able to see the eclipse, weather permitting. Credit: NASA/Fred Espenak How Yesterday’s Total Solar Eclipse Looked From a Plane (Photos, Video) The penumbral phases of the eclipse occur when the moon is only within the penumbra, or the pale outer fringe of Earth’s shadow. The weak, pale-gray penumbral shading is detectable only within about 25 minutes of the partial eclipse’s beginning or end, depending on sky conditions and how carefully you look. A faint shading or smudge on the moon’s disk should become evident for most viewers around 19:35 UTC, and the last vestige of any faint tarnishing should disappear around 23:25 UTC. This will be the moon’s last interaction with Earth’s umbra for a while. During the next four lunar eclipses — all during the year 2020 — the moon will pass only through Earth’s penumbra. We’ll have to wait until the morning of May 26, 2021, when the central and western United States will be treated to a total lunar eclipse, although totality will be relatively short, lasting less than 18 minutes. Then, on the morning of Nov. 19, 2021, North Americans will be treated to an eclipse covering 98% of the moon’s diameter. Finally, on the night of May 15-16, 2022, an unusually long total lunar eclipse will be visible over most of the Americas. Totality will last almost 1.5 hours. Mark your calendars. This Video of a 1900 Total Solar Eclipse Is the Oldest One Ever (and Made by a Magician!) Tomorrow (July 16), the 50th anniversary of the launch of Apollo 11 to land astronauts on the moon and two weeks after the moon totally eclipsed the sun, it will be the moon’s turn to undergo an eclipse of its own. The full moon, in Sagittarius, will pass partway through the southern part of the Earth’s shadow resulting in a partial lunar eclipse. This event favors the Eastern Hemisphere, known colloquially as the “Old World”: Africa, Europe and western Asia. Most of South America will see the moon rise already within the Earth’s shadow. Conversely, for central and eastern Asia and Australia, the eclipse will still be in progress when the moon sets during the dawn hours of July 17. Unfortunately, North America will be completely shut out; the eclipse occurs during the daytime with the moon below the horizon. Related: Amazing Photos of the Super Blood Wolf Moon of 2019! This NASA chart shows both the map of visibility and times of major events (in UT) of the partial lunar eclipse of July 16, 2019. Credit: NASA/Fred Espenak Watch a Meteor Smack the Blood Moon in This Lunar Eclipse Video! Joe Rao serves as an instructor and guest lecturer at New York’s Hayden Planetarium. He writes about astronomy for Natural History magazine, the Farmers’ Almanac and other publications, and he is also an on-camera meteorologist for Verizon FiOS1 News in New York’s lower Hudson Valley. Follow us on Twitter @Spacedotcom and on Facebook. by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeVikings: Free Online GamePlay this for 1 min and see why everyone is addicted!Vikings: Free Online GameUndoTruthFinder People Search SubscriptionOne Thing All Liars Have in Common, Brace YourselfTruthFinder People Search SubscriptionUndoGundry MD Total Restore SupplementU.S. Cardiologist: It’s Like a Pressure Wash for Your InsidesGundry MD Total Restore SupplementUndoKelley Blue Book2019 Mercedes-Benz Smart Models Worth ConsideringKelley Blue BookUndoNucificTop Dr. Reveals The 1 Nutrient Your Gut Must HaveNucificUndoEditorChoice.comSee What The World’s Largest Dog Looks LikeEditorChoice.comUndolast_img read more

Former The Hindu BusinessLine journalist Mony K Mathew passes awayFormer The Hindu

first_imgSHARE COMMENTS Senior financial journalist Mony K. Mathew, who retired as senior assistant editor at The Hindu BusinessLine, died of a heart attack here early Tuesday morning. He was 66.Mathew started his career as a trainee journalist at The Indian Express in Mumbai in the late 1970s and later moved to Hyderabad as senior sub-editor at the Express. He used to write on culture, cinema and sports before opting for financial journalism and moving to The Financial Express at Chennai.He was chief of bureau and later resident editor of The Financial Express, Chennai.He joined The Hindu BusinessLine at Thiruvananthapuram in 1995s where he excelled in reporting on public-sector undertakings, public finance and State budgets. After a long innings at Thiruvananthapuram, he moved to Kozhikode and retired from BusinessLine in 2012.Mathew is survived by wife Daisey Mony, who was an assistant registrar at Calicut University and sons Anish K. Mony (software engineer, Cognizant, Chennai) and Ajith K. Mony (electrical engineer, Daifuku India, Bengaluru) and daughter-in-law Dr. Shona Raju (KMCT Dental College, Kozhikode).The funeral will be held at St. Mary’s Church, Kohinoor, near the Thenjippalam campus of Calicut University, at 3 pm on Wednesday. August 07, 2018 COMMENT Published on SHARE SHARE EMAILlast_img read more